As we begin a new year, most of the resolutions that we make involve some sense of competition. Whether that competition is against an individual, a group, or even yourself, we begin a journey that will result in either a success or failure… or tie. Remove the recent resolutions we have made, and we are […]

New Years is around the corner… do you have your resolutions ready? Are there some burning issues in your heart and mind that you are waiting for January 1st to roll around to begin your journey towards achieving? Are your resolutions for the upcoming year much different than the ones you have routinely put forth […]

Throughout this Christmas season, I thought to myself how much different Christmas feels this year. Not the day, but the season. How have you been feeling during the holidays? Have you felt as excited as you have in years gone by? Are you excited about the prospects of the upcoming year? Are you excited about […]

What a year it has been for gas and oil. What a past few years for that matter. Corporate profit records have been shattered while the individual’s bank account has been decimated. Commodity traders have become instant millionaires and the average commuter has had to trade in their vehicle at a loss for a compact […]

We all know how scarce jobs are becoming and we all know how the market works when there is an oversupply of product compared to consistent demand… prices drop. What happens when the labor market is flooded with experienced workers and the job market dries up because of the abundance of potential workers? Do employers […]

What makes you tick? What really motivates you? Is there a single thing that you can specifically pin down as the ultimate factor which can turn your entire outlook on life around at any given moment? I would imagine that we can all whittle down our many motivators down to a single, shiny motivator which […]

While reading Bill O’Reilly’s book “Culture Warrior,” I ran across a simple statement conjured up from O’Reilly’s mind which makes ultimate sense in an uncommon sense world, “To conquer a nation, destroy the values of its people.” Doesn’t that simplistic statement make absolute sense? How can a nation survive if the values it was formed […]

Our language includes a pair of words which when paired together and spoken aloud create a very significant physical response from people. Those two words are “Excuse me.” The problem is how often are those two words uttered from the mouths of our increasingly rude society? And even when they are spoken, many times they […]

That time of year is arriving at breakneck speed… it’s almost time to set some New Year’s resolutions. Are you a resolution maker? Are you a person who “turns over a new leaf” each and every January 1st? Does the calendar turning over to a new year carry significance in your life? Or is it […]

Through the years, I’ve heard people talk about how much money they would need to retire. I’ve heard retirement specialists inform clients that they would need upwards of 80% of their maximum yearly income to survive retirement comfortably. I’ve heard people can’t expect to retire without a million in the bank. I’ve heard lots of […]